Your rate is typical for your credit score. Sorry, but 570 is well into ?B Paper? territory and you?re not likely to do a lot better than that.
One other poster suggested trying a credit union. That?s good advice up to a point. A credit union will treat you much more fairly than a bank will. However, a credit union will NOT loan you money if you are already in over your head, unlike many banks. Some see this as a negative with credit unions but I view it as a sound practice that considers the customer?s financial harm by overextending themselves.
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